I won again!

I received the following in my inbox a couple of hours ago:

CNN’s Good Stuff

14:05 (2 hours ago)

Congratulations, You Have Been Selected To Get A $360 Cvs Pharmacy GiftCard,
In Order To Take Your Gift Card All You Have To Do Is Just Answering A
Short Survey About Your Shopping Experiences At Cvs

I’ve removed the email address and links to keep me out of trouble with WordPress (it’s happened before).

The problem with this email is first, I doubt CNN operates that way and perhaps the biggest problem of all is we don’t have CVS in Canada. Also, and not to sound greedy, by $360 sounds like an odd amount.

If you receive this email, be aware the actual sender’s address is a gmail address, not from CNN.

My advice is that if you get this email, just delete it, or do what I did and send a copy to CNN.

Take care and stay healthy,

Cat.

Another phone scam

Today, within the span of five minutes, I received two phone calls – one on my cell, from the Ottawa area code – and one on my landline from a toll-free number.

Both calls had the same message – they had detected “fraudulent activity” involving my Social Insurance Number and threatening me with arrest and prosecution. Both calls are scams, designed to get you to give up personal information starting with your SIN number.

From the website for Employment and Social Services Canada, a government agency:

Jun 28, 2019 – The Social Insurance Number (SIN) is a 9 digit number that you need to work in Canada or to have access to government programs and benefits. A SIN is issued to one person only and it cannot legally be used by anyone else. You are responsible for protecting your SIN.

The only time you would use this number is when dealing with federal government departments, or when you get a new job. Even then, the employer doesn’t need it until you are hired.

If you get one of these calls, know they are looking for your information, probably in order to set up false identities, which could leave you, the actual holder of the card, is serious debt or trouble. My suggestion is hang up, or if you’ve let an unknown number go to voicemail, delete it.

Cat.

They keep trying

A little while ago, I received a text message from “Management Team” at Toronto phone number 437-240-6722 telling me a restriction had been placed on my TD Visa card. The sender quoted a Visa card number that, while it had the correct prefix for TD cards, had no other relation to my actual card number. The message stated my card was “immediately blocked, because of “Security Limitation. Then followed some nonsensical, but intended to sound official, numbers. Finally, the text read “Please text ‘Y’ to initialize removal of holds.”

Right, sure, anything you say. First of all, this is not the first text I’ve received of this kind. Some of them come from banks I don’t even deal with, so I am aware these are just looking for information. I’ve never texted “Y” back, but I presume that if I did, I’d be asked all kinds of questions to “confirm my account” when really all they want is my information. So, what did I do? I did what any reasonable person would, or should, do – I called Visa and reported the attempted phishing to them. I know the state of my account, so wasn’t fooled by the message.

If you receive a text message like this, or anything similar, don’t just blindly answer “Y”, check it out. You could save yourself and your credit rating a whole lot of financial hurt. I also suggest you keep tabs on your Visa card (or any other credit card) balance. That way you won’t get fooled.

Cat.

Sorry Sarge, not happening

I received the following email this morning. I’ve removed the email address to keep me in WordPress’s good graces.

Griffin, Christine Cgriffin

I am Sgt Monica L Brown I have a proposal for you! Please send me a reply on my personal Email:

slinbrown975

Rather cryptic and designed to instill curiosity in the reader isn’t it? Let’s look at it.

I am Sgt Monica L Brown Good for you. Are you in the army? Air Force, or the local police or some other paramilitary organisation that uses military ranking? Just telling me your rank doesn’t tell me anything useful.

I have a proposal for you! Really!! And what might that be? Do you have several millions in unclaimed funds you want me to help you smuggle out of the country for a cut of said money?

The extension on the sender’s email was “begavalley.nsw.gov.au”, which I translate to mean this was sent by, or on behalf, of the government of the shire of Bega Valley in New South Wales, Australia. A quick Google search shows this area is also known as “the Sapphire Coast” and it appears to be a tourist destination.

I have to ask myself why the government of a tourist area on the west coast of Australia would be contacting a 75 year-old woman in Canada with a proposal? The only thing that comes to mind is that the website has been hacked and this is in fact a scam. Having these suspicions, I have forwarded this to the Bega Valley Council for investigation.

As mysterious and inviting as this may sound, I strongly recommend you do NOT respond to Sargent Monica L Brown.

On the plus side, for a change it is well-written.

Cat.

Yet another phishing attempt

Oh no! I recently received a text message about my debit card from CIBC – The Canadian Imperial Bank of Commerce. Here’s the message:

You have 1 CIBC alert, Your Debit Card that begins with ‘4506′. Unable to process further purchases; <Access Code>: LBCRIY. Promptly reply by responding with Y to this text.

Let’s get the easy stuff out of the way – I don’t deal with CIBC so don’t have a debit card, or access card to use its proper name. Right there I knew it was some sort of exploratory expedition. I already knew from the area code that it was from somewhere in the Toronto area, then used reverse lookup to check the telephone number and found it was an Oakville exchange. If you aren’t familiar with the Toronto area, Oakville is west of Toronto, on the shore of Lake Ontario and is the home of Ford Motor of Canada.

Okay, on to other things: It is possible that people will read this text and instantly respond as requested. The text contains the numbers ‘4506′ and some may see this message, get out their card to check the number and think “OMG! It must be real because they’ve got the first four numbers right!” Logical assumption, but wrong. Those first four digits of your access/debit card are just the identifier – 4506 is the code for CIBC – and other Canadian banks will have four digit codes starting with “4″ as well. Other countries may have a different first digit, but it will be the identifier..

My advice is simple: If you get this text (and I’ve had several from various banks I don’t deal with) just delete it. If by chance they should happen to hit on your bank, do the sensible thing. Don’t panic. Check with your bank. There’s a telephone number on the back of the card you can call. Stay safe and if you’re doubtful – ask your bank.

Cat.

Random and various

1 – Let’s get the big one over with first: Justin Trudeau. How many of us, excluding Andrew Scheer who claims to have never done anything, did some kind of dumb-ass shit in our twenties? For me, that was the sixties and personal video cameras and social media didn’t exist then, so there’s no proof I was anything other than an angel. (And I’m sticking to that story.)

2 – Sticking with the upcoming Canadian election, I won’t try to influence how you vote – there are plenty of fake news sites already doing that. I’m just going to suggest that rather than just accept a single source for information, check other legitimate sites as well and if it is a third party ad google them to see if they have any obvious bias. You may find that ad you saw that said so-and-so is a complete incompetent idiot is a troll site based in some foreign country. CPAC, the channel that provides coverage from inside the House of Commons, is also offering election coverage and I would think their election reporting would be as even-handed as their Commons coverage. But, where you choose to get your information, and what you choose to believe of that information, is up to you. Question claims, no matter the source and vote according to your conscience, but vote.

3 – I’ve seen some ads on television lately for Quickbooks, an online business accounting system. One of the claims of these ads is that you can get paid quicker. I must take exception to that claim. Yes, you can issue an invoice faster, but you have no control over when it gets paid. Unless the terms of the invoice are “2% 10, net 30 days” I’m not paying it until I have to.

4 – I got an interesting text message last night claiming to be from the Simcoe County District School Board, a legitimate school board in Ontario, telling me my phone number has just won me $3,000,000 US funds. Several things wrong with this. First, Simcoe County is north of Toronto, so why would they choose a telephone number with a Toronto area code as a “winner” in a contest I never entered. Second, this is Ontario and Premier Doug Ford is slashing education budgets on a grand scale, so I highly doubt Simcoe County could afford to give away three million. If they had that kind of money lying around, they’d sink it into the system, not award it to some random stranger. I forwarded the message to the School Board. They thanked me and said they were aware of the scam and are investigating.

Okay, rant finished. Since this is the first day of autumn, treasure the few warm days that remain and enjoy the fall colours. Winter will soon be upon us.

Remember to hug an artist – we need love too.

Cat.

And who the hell are you??

I rarely check filtered messages on Messenger. Today I did and cleaned up about 18 months worth of attempted contacts. Most I just deleted but this one deserves a reply. I won’t reply to this person directly because I don’t want to encourage him, but I’ll do it here (damn, I should have kept his message so I could send him the link to this – oh well, I can always track him down through Facebook.)

Here’s his message from June 26. Keep in mind I’ve never communicated with this person and he is not anywhere among my friends.

Hi love
In a cold and sometimes cruel world, your sweet love lifts me up and gives me peace and happiness. You are the most precious gift that life gave me and I am so grateful I met you.

Odiugho Adaoro

First off, I don’t permit people I’ve never met to call me “love”. That implies a familiarity we don’t share. So unless you’re my grandmother or my significant other just don’t. As you can see from this, it just riles me.

Odi – you don’t mind if I call you “Odi” do you? – sending a stranger that kind of message is almost guaranteed to elicit a few comments, such as that in the title of this blog. I’m going to go out on a limb here and say that you saw my profile picture and fell in love. You should have gone beyond the photo. Had I received such a message from someone I care about, I’d love it, but from you, I find it creepy.

From what I could find out from the minimal contact information available through Messenger, I see he studied at some institute in Lagos. The fact he’s from or in Nigeria automatically sends up red flares. I know it’s a generalization, but so many online scams seem to originate in Nigeria (Nigerian prince anyone?) that I view any correspondence from there, unless in response to something I’ve sent, with suspicion.

One more thing Odi, such a message is not the best way to attempt to start an online friendship with someone. My first impression is that you’re infatuated with a photograph and to me it approaches stalking. So, in future, just don’t. This message assumes, falsely I might add, that I find, or will find, you just as fascinating as you apparently find me. No, I’m not flattered. The comment in the message “I am so grateful I met you” is also very off-putting for the only place we’ve met is in your mind.

Oh yes, also as I said above, I already have someone in my life.

Finally, as I said in the title “who the hell are you?”

Cat.