Another phone scam

Today, within the span of five minutes, I received two phone calls – one on my cell, from the Ottawa area code – and one on my landline from a toll-free number.

Both calls had the same message – they had detected “fraudulent activity” involving my Social Insurance Number and threatening me with arrest and prosecution. Both calls are scams, designed to get you to give up personal information starting with your SIN number.

From the website for Employment and Social Services Canada, a government agency:

Jun 28, 2019 – The Social Insurance Number (SIN) is a 9 digit number that you need to work in Canada or to have access to government programs and benefits. A SIN is issued to one person only and it cannot legally be used by anyone else. You are responsible for protecting your SIN.

The only time you would use this number is when dealing with federal government departments, or when you get a new job. Even then, the employer doesn’t need it until you are hired.

If you get one of these calls, know they are looking for your information, probably in order to set up false identities, which could leave you, the actual holder of the card, is serious debt or trouble. My suggestion is hang up, or if you’ve let an unknown number go to voicemail, delete it.

Cat.

You need to worry about this

In late November 2018, I was asked by my doctor if I could be available for media interviews in late January. St Michael’s Hospital in Toronto had conducted a study of 120 trans people and found that, on average, trans people were 60% less likely to get screened for any form of cancer. The interviews with CTV network and Canadian Press were held this past Monday, January 21 and were related to the release of this study. The study itself was released on Wednesday January 23.

in my remarks, I stated that in my view, there were two main reasons for such a low screening rate. The first of these is a lack of training on the part of the medical profession. As I’m sure my trans readers are aware, many doctors and nurses have little or no training in trans health issues. Here in Ontario it is possible to change the gender marker on identification documents without having had any surgery. So, given that documents show one gender, and the appearance of the patient matches that identifier, the caregiver may not consider screening for certain types of cancer. For instance, if faced with what the documentation and appearance indicates “male”, the caregiver may not know the person in front of them was born female and consider screening for cervical cancer.

Again, if a transwoman is present, the idea of screening for prostrate cancer may not be considered.

The second problem lies within the trans population itself. I know that we are under pressure, often self-imposed, to blend in, or “pass” as our correct gender. The one place that can be a detriment is in our health care. First, let me state I’m fortunate in that my caregiver at St Mike’s is well-versed in trans medicine. Others may not have that luxury. If, as happens, you changed doctors after you transitioned, unless you’ve had a full physical exam with this new doctor, they may not be aware you were not born as you now present. And they won’t know this unless you tell them. I know that advice is probably not want you want to hear, but we’re talking about something that may save your life so maybe – just this once – you could break down that barrier you’ve erected between now and the past.

This is something you really do need to worry about.

Cat.

I’ve had trouble in the past posting links on WordPress, so if you want the links to both the televised interview and the print interview, just ask and I’ll provide them in a response to a comment.

C.

How to be you in five easy steps

NOTE: I live in Ontario, so am speaking of my own experiences. Depending on the jurisdiction in which you live, you may have to do more travelling.

Okay, now you have your new documents showing your new name. You sit there staring at them because the government has finally acknowledged you are who you say you are. Don’t get too comfortable, for there is still a lot of work to do before you’re done.

For me here in Ontario, some of it is relatively painless. Ontario operates locations under the name “Service Ontario”, which are essentially one-stop shopping locations for dealing with provincially issued documents. There are two types – government run locations and franchises. Most transactions can be handled at franchise locations, but for modifications to health cards, you need to visit a government location as the franchises are restricted in the health information they can access. Once there, you can modify not only your health card, but driver’s licence, vehicle ownership or the Ontario identification card (if you don’t have a driver’s licence). There, one stop and all your provincial documentation has been changed to your new name.

The federal government also operates a similar service, called logically enough, “Service Canada”. Again, one stop and you can change the information on all your federally issued documents except your passport. The Social Insurance Number controls all government access, so changing that will change your tax records and, in my case, my federal pension records.

But you’re still not done. You have bank accounts and credit cards to change. In my case, that involved a simple visit to the bank where everything was done within five minutes. And something you may not have considered: if you rent, you’ll need to sign a new lease in your new name. You hope the landlord still wants you as a tenant as you prepare for this step.

What else? Well, what about your cable and cell phone? Those can be settled with a quick visit to the nearest location of your service providers, armed with your documentation. Ontario covers the cost of most drugs for seniors such as myself, so you’ll have to give your pharmacy the new information as well, as well as advise your doctor of the changes so he’ll get paid for treating you.

In the Greater Toronto/Hamilton Area, transit companies operate under an umbrella company called Metrolinx. Through Metrolinx, I have a pass (electronic ticket actually) that allows me to travel on any transit system under their control provided I have sufficient funds on the card. Naturally this has my name on it, so that must be changed as well.

These are the things I have to change, or have already changed. You may have others, such as gym memberships or gas company credit cards that will need to be attended to before you’re done.

Welcome to you new name.

Cat.

Information – don’t leave home without it

I found the following in my Facebook newsfeed yesterday: Police Called as American Tourist “Shocked” to Discover Canada has its “Own Currency” from a site called “Failmuch.com fmnews”.

According to the article, a tourist from Indiana was in Vancouver and purchased something in a store with US funds and received her change in Canadian money, which is usual. It didn’t state if they gave her exchange. She apparently freaked out at the Canadian money and demanded they give her “real” (US) money and the police had to be called. This article appears to be fake for various reasons.

She is quoted as saying she thought Canada, or at least British Columbia, was just another state, like Washington. Not buying it. Surely she would have realized something was amiss when she had to produce a passport to clear Canada Customs at Vancouver International Airport.

While the story is phony, unfortunately the attitude detailed is not unusual. I am fond of a show called “Border Security” which covers the activities at several British Columbia ports of entry. These ports, especially the land crossing at Douglas Highway, make for some “shake my head” moments because Douglas Highway is the main port for Americans driving to Alaska or Port Roberts Washington. One incident in particular stands out.

A couple from Texas wanted to drive to Alaska. Unfortunately he neglected to check on Canada’s gun laws before he left home. At customs he admitted he was carrying a sidearm. When told he couldn’t bring it into the country, his response was “I thought carry laws applied everywhere.” Dummy, they may apply anywhere in Texas, but you’re now in a foreign country that doesn’t necessarily recognize American, especially American state, law. The weapon was confiscated for later destruction and he was fined. I’m not sure if this incident was the result of ignorance of Canadian law, or simple American arrogance.

All too often on this show, people from California will be stopped and found to be in possession of marijuana, claiming they have a state issued permit to use it. Sorry dude, that piece of paper is worthless in Canada. The usual result of this is arrest for smuggling drugs into Canada.

People, and by people I mean Americans intending to visit to Canada, before you plan your trip, take some time and get some information on Canadian laws. You can’t bring your sidearm into the country. A long gun may be permitted provided you complete the proper paperwork and it isn’t a type banned. In other words, leave the AR 15 at home unless you want it seized. Medical marijuana permits are another thing. They are only valid in the state of issue and mean nothing to Canada Customs. Bringing weed into the country will restrict your site-seeing to the inside of a jail cell.

Ignorance of the law is no excuse. Neither is the arrogance I see displayed by so many people on “Border Security”, who seem to feel that being American gives them leave to do whatever they want. Doesn’t work that way and that arrogance could land you in the cell next to the drug smuggler.

Learn something about our laws before you come. Oh yes, don’t lie on the entry documents or to the Customs inspector because they could refuse you entry.

Other than that, welcome to Canada and enjoy your stay.

Cat

Notes on a phishing expedition

I found the following in my gmail spam this morning and it easily lends itself to explaining some of the telltales it is a scam and/or phishing expedition. I’ve put the areas I wish to discuss in boldface for you.

CONTACT HSBC BANK FOR YOUR BANK TRANSFER UPDATE

Mr. Stanley Clarke @gmail.com>

01:48 (9 hours ago)

to

HSBC Regional Bank FL (HSBC Regional Bank)
Avenue Cotonou , BP 988 Cotonou Benin Republic.
Telex :5211 F B COTONOU BENIN REPUBLIC .
Tel::+22968579277
From the desk of, Mr. Stanley Clarke ,
Director Payment Department. Hsbc Bank
of West African(HSBC Regional Bank)
Instant compensation Payment valued at US$7,500.000.00 usd

It is my modest obligation to write you this letter as regards the authorization of your owed payment through our most respected financial institution (HSBC Regional Bank). I am Mr. Stanley Clarke , the chief executive officer, foreign operations department HSBC Regional Bank, the British government in conjunction with U.S government, united nations organization on foreign payment matters has empowered my bank after much consultation and consideration to handle all foreign payments and release them to their appropriate beneficiaries.
Having received these vital payment numbers, you are instantly qualified to receive and confirm your payment with us within the next 48hrs.

Be well informed that we have verified your payment file as directed to us and your name is next on the list of our outstanding fund beneficiaries to receive their payment before the end of this first term of the year 2015. Be advised that because of too many funds beneficiaries due for payment at this first quarter of the year, you are entitled to receive the sum of Seven million Five hundred thousand United State dollars (7,500.000.00 us dollars only) as part payment of your fund.
So you are therefore advise to re-confirm the following Information for immediate payment processing.

1) Your full name:…..
2) Your full address:….
3) Your contact telephone and Fax:…..
4) Your profession:…….
5) Any valid form of your identification/driven license:…

As soon as we receive the above mentioned information, your payment will be processed and released to you without any further delay. Be also informed that You are not allowed to communicate with any other person(s) or office so as to avoid conflict of information, you are required to provide the above information for your transfer to take place through HSBC Regional Bank to your personal bank account.

We look forward to serving you better.

Yours sincerely.

First, I doubt strongly a firm with the global reach of HSBC would be using a gmail address. Email would probably come from their own site. Incidentally, I deleted the sender’s name which was shown as “johnsonmarkso99″ because I’ve had a problem with WordPress not liking too many email addresses in blogs – they take it as spam and shut you down.

Next, Benin Republic. Benin seems to have become the new Nigeria for this type of scam. I’ve also received similar messages from Burkina Faso among others.

Another clue this is a shotgun style scam is that it isn’t addressed to anyone in particular.

US$7,500,000 is a nice amount to offer. Not too large as to seem suspicious, yet not small enough to make people ignore it. However, the way they showed the amount “US$7,500,000.00 usd” is not the way a legitimate banking operation would show any dollar figure.

Dummy, you forgot to change the year to 2016. If you did indeed mean “the year 2015″, you’ve been very lax in performing you duties in advising me.

Now that they’ve dangled the bait in the form of seven-and-a-half mill, they set the hook. Notice the information they ask for, especially the inclusion of a copy of some form of identification. If you were foolish enough to actually send them the requested information, you can not only kiss the 7.5 good-bye, but you’ve given them sufficient information to steal your identity. But of course since you’re one of my followers or readers, you have the smarts not to fall for this.

The fact you are advised not to tell anyone about this is to stop you from going to the authorities once they’ve stolen your name. (Damn!! Since I’m telling you, I guess I’m not getting my money. Oh well.)

There is one more thing that is glaring in its absence. They ask for all kinds of information except for the number of the bank account in which you want the money deposited. Were this legitimate, wouldn’t you think they’d need that information?

These are a few of the things to watch for the next time someone tells you they’ve got millions for you and they are all red flags.

Enjoy your weekend (unless you’re in the northeastern US, in which case, stay safe); don’t take any wooden nickels and remember to hug an artist – we need love too.

Cat

“Twilight Zone” revisited

I have no proof, but I think the name of the Registrar-General for Ontario is Rod Serling because I seem to have been thrown into an episode of “Twilight Zone”. Here’s the situation:

As I have written previously, I want to change my name. I originally changed it when I began my transition to give my family some privacy. That was twenty years ago. My ex-wife has gone back to her maiden name and I’ve decided to take back my family surname and adopt the name my mother had in mind had I been born female and as middle name I chose “Ann”, which is the common middle name of my new family.

With this in mind, I sent an application for a name change, with the appropriate fee, to the Registrar-General’s office in Thunder Bay. Three months later I received my application back, with a request to provide a criminal background check. Now, according to the form, because I answered all the questions related to criminal background “no”, it was not necessary to provide this additional document. Because it had taken so long – the R-G’s office said six to eight weeks – I had contacted my MPP’s office to find out what was going on. (The Member of Provincial Parliament in Ontario is the equivalent of a State congressman in the US.) Upon receiving the form and request, I contacted the MPP’s office again and explained the situation.

You can cue the “Twilight Zone” theme now. While they didn’t indicate as much on the sheet attached to my application, what they want is a criminal background check on my chosen name, not my current name. This seems like a very odd request. How am I supposed to get a criminal background check on a name I don’t use yet except on Facebook and WordPress? Next step was a phone call to Durham Regional Police. The young lady I spoke with was quite blunt after I explained the situation to her. She simply said “You can’t.” Fortunately, she did have a solution. I have to apply for a background check under my current name and apparently there is a space on the form for “other names” and in that space I should put the name I want. That means both names will be run through the system.

This is where it gets a little more strange. The lady at the Ministry under which the Registrar-General operates told the lady at the MPP’s office this additional background check is required to make certain the name I’ve chosen is “clean”. In this context that means there is no other person with that name in the CPIC records who may have a record or otherwise may have attracted the attention of the authorities. If there is, I may have to change the spelling of my name. Not much of a problem other than I refuse to change the spelling of my surname. We’ve been here since at least 1850 and my surname honours that.

So, at the end of the month, once my pension check arrives, I’m off to the local police station to try to explain this to whoever is working the desk. That should be fun. Oh yes, I must also have $55 to pay for this.

I’ll keep you informed. I have the feeling this won’t be the end of this episode.

Cat.

Here we go again

As I wrote in “The 4,000 mile birth certificate” of October 21, 2013, I have had some difficulties with the Registrar-General for the Province of Ontario in getting documents changed. The four thousand miles referred to in the title of the above named posting refers to the approximate total distance travelled by my documentation between the initial submission and finally receiving my birth certificate with the proper gender.

It seems those problems still exist. In September I decided to reclaim my family name. I originally changed my surname to offer some privacy and protection to my family after I started my new life. That was twenty years ago. Since then my sons have moved away and my ex-wife has gone back to her maiden name, so I could see no reason not to so do. Fuelling this desire is the fact that some research showed my family has been in North America since at least 1850. At the time, Canada was known as British North America. Canada came into being in 1867.

In late September 2015 I found the application online, filled out and printed it. Then I took care of the details – money order and having the whole thing certified by a notary public – and sent in on its way to the R-G’s office in Thunder Bay, Ontario (far north western part of the province) in early October.

According to the website, the process should take between six and eight weeks. In early January this year, not having heard or received anything, I contacted my local Member of Provincial Parliament (equivalent to state congressman in the US) because I knew from experience he’d get answers a lot faster than I could possibly hope. He did, but it wasn’t what I wanted to hear.

Apparently I had neglected to include a criminal background check. Now I read that form carefully and nowhere on any of those pages did it state I have to provide that check. In any event today’s mail, approximately 4 months after I sent the request off, I received the application back along with a “missing document” form on which someone had written, by hand, (another argument in favour of teaching cursive in school) a request for this additional document. If this is a standard requirement, why is not a part of the printed form?

So, now I must wait until month end when my next pension cheque arrives to visit the police station and get this form. I phoned the police station and learned that inflation has hit that as well. When I last applied for a background check, for my cab licence, the cost was $20. It is now $55. That’s a 275% increase.

I had hoped to have everything done by the end of 2015, but it looks as if it will be St Patrick’s day instead.

Oh yes, this makes about 1,400 miles these papers have travelled so far.

Cat.

 

Addendum:  I read the application over again.  The only time a background check is required is if I had answered “yes” to any of six questions regarding criminal activity or charges.  I honestly answered them all “no”.   (I lead a very whitebread life).  C.