Notes on a phishing expedition

I found the following in my gmail spam this morning and it easily lends itself to explaining some of the telltales it is a scam and/or phishing expedition. I’ve put the areas I wish to discuss in boldface for you.

CONTACT HSBC BANK FOR YOUR BANK TRANSFER UPDATE

Mr. Stanley Clarke @gmail.com>

01:48 (9 hours ago)

to

HSBC Regional Bank FL (HSBC Regional Bank)
Avenue Cotonou , BP 988 Cotonou Benin Republic.
Telex :5211 F B COTONOU BENIN REPUBLIC .
Tel::+22968579277
From the desk of, Mr. Stanley Clarke ,
Director Payment Department. Hsbc Bank
of West African(HSBC Regional Bank)
Instant compensation Payment valued at US$7,500.000.00 usd

It is my modest obligation to write you this letter as regards the authorization of your owed payment through our most respected financial institution (HSBC Regional Bank). I am Mr. Stanley Clarke , the chief executive officer, foreign operations department HSBC Regional Bank, the British government in conjunction with U.S government, united nations organization on foreign payment matters has empowered my bank after much consultation and consideration to handle all foreign payments and release them to their appropriate beneficiaries.
Having received these vital payment numbers, you are instantly qualified to receive and confirm your payment with us within the next 48hrs.

Be well informed that we have verified your payment file as directed to us and your name is next on the list of our outstanding fund beneficiaries to receive their payment before the end of this first term of the year 2015. Be advised that because of too many funds beneficiaries due for payment at this first quarter of the year, you are entitled to receive the sum of Seven million Five hundred thousand United State dollars (7,500.000.00 us dollars only) as part payment of your fund.
So you are therefore advise to re-confirm the following Information for immediate payment processing.

1) Your full name:…..
2) Your full address:….
3) Your contact telephone and Fax:…..
4) Your profession:…….
5) Any valid form of your identification/driven license:…

As soon as we receive the above mentioned information, your payment will be processed and released to you without any further delay. Be also informed that You are not allowed to communicate with any other person(s) or office so as to avoid conflict of information, you are required to provide the above information for your transfer to take place through HSBC Regional Bank to your personal bank account.

We look forward to serving you better.

Yours sincerely.

First, I doubt strongly a firm with the global reach of HSBC would be using a gmail address. Email would probably come from their own site. Incidentally, I deleted the sender’s name which was shown as “johnsonmarkso99″ because I’ve had a problem with WordPress not liking too many email addresses in blogs – they take it as spam and shut you down.

Next, Benin Republic. Benin seems to have become the new Nigeria for this type of scam. I’ve also received similar messages from Burkina Faso among others.

Another clue this is a shotgun style scam is that it isn’t addressed to anyone in particular.

US$7,500,000 is a nice amount to offer. Not too large as to seem suspicious, yet not small enough to make people ignore it. However, the way they showed the amount “US$7,500,000.00 usd” is not the way a legitimate banking operation would show any dollar figure.

Dummy, you forgot to change the year to 2016. If you did indeed mean “the year 2015″, you’ve been very lax in performing you duties in advising me.

Now that they’ve dangled the bait in the form of seven-and-a-half mill, they set the hook. Notice the information they ask for, especially the inclusion of a copy of some form of identification. If you were foolish enough to actually send them the requested information, you can not only kiss the 7.5 good-bye, but you’ve given them sufficient information to steal your identity. But of course since you’re one of my followers or readers, you have the smarts not to fall for this.

The fact you are advised not to tell anyone about this is to stop you from going to the authorities once they’ve stolen your name. (Damn!! Since I’m telling you, I guess I’m not getting my money. Oh well.)

There is one more thing that is glaring in its absence. They ask for all kinds of information except for the number of the bank account in which you want the money deposited. Were this legitimate, wouldn’t you think they’d need that information?

These are a few of the things to watch for the next time someone tells you they’ve got millions for you and they are all red flags.

Enjoy your weekend (unless you’re in the northeastern US, in which case, stay safe); don’t take any wooden nickels and remember to hug an artist – we need love too.

Cat

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s